CCG

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Cheche Group Inc.

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Key Metrics

Previous Close: $16.17
52-Week Range: $0.35 – $17.99
Market Cap: $40.09M
P/E (TTM): —
EPS (TTM): -1.14
Dividend Yield: —

Advanced Metrics

Price/Book: 0.72
PEG Ratio: —
Return on Equity: -5.00%
Return on Assets: -0.95%
Gross Margin: 5.52%
Operating Margin: 0.37%
Profit Margin: -0.59%
Current Ratio: 1.23
Debt/Equity: 0.41
Total Debt: $146.45M
Free Cash Flow: $-40.84M
Revenue Growth: -15.60%
Earnings Growth: —
Enterprise Value: $39.67M

CCG Income statement, annual periods, in CNY
CNY	FY2022	FY2023	FY2024	FY2025
Revenue	$2.68B	$3.30B	$3.47B	$3.01B
Cost of Revenue	$2.54B	$3.16B	$3.31B	$2.85B
Gross Profit	$142.31M	$140.22M	$158.76M	$160.36M
Research & Development	$49.95M	$57.17M	$37.95M	$37.24M
Selling, General & Admin	$208.32M	$250.84M	$187.36M	$144.01M
Operating Expenses	$237.95M	$295.63M	$224.42M	$179.37M
Operating Income	-$95.64M	-$155.41M	-$65.66M	-$19.01M
EBITDA	-$76.83M	-$146.95M	-$52.20M	-$7.74M
Pretax Income	-$91.54M	-$159.95M	-$61.53M	-$18.20M
Income Tax	-$521.00K	-$363.00K	-$291.00K	-$406.00K
Net Income	-$91.02M	-$159.59M	-$61.24M	-$17.79M
Diluted EPS	-3.51	-20.30	-0.78	—
Diluted Shares	79.49M	45.42M	78.04M	—

CCG Balance Sheet statement, annual periods, in CNY
CNY	FY2022	FY2023	FY2024	FY2025
Cash & Equivalents	$114.94M	$243.39M	$117.47M	$144.51M
Receivables	$435.88M	$505.98M	$1.00B	$1.17B
Current Assets	$600.85M	$780.25M	$1.18B	$1.36B
Total Assets	$712.50M	$893.98M	$1.29B	$1.47B
Current Liabilities	$344.03M	$501.53M	$878.27M	$1.11B
Long-Term Debt	—	—	—	$9.80M
Total Debt	$13.90M	$29.35M	$35.17M	$95.83M
Total Liabilities	$1.97B	$515.79M	$932.17M	$1.12B
Retained Earnings	-$1.26B	-$2.11B	-$2.18B	-$2.19B
Shareholders' Equity	-$1.26B	$378.18M	$355.75M	$355.17M
Working Capital	$256.81M	$278.72M	$302.54M	$250.37M

CCG Cash Flow statement, annual periods, in CNY
CNY	FY2022	FY2023	FY2024	FY2025
Operating Cash Flow	-$158.86M	-$26.95M	-$114.14M	-$40.55M
Capital Expenditure	-$1.24M	-$549.00K	-$1.66M	-$75.00K
Free Cash Flow	-$160.10M	-$27.50M	-$115.80M	-$40.63M
Depreciation & Amortisation	$11.41M	$11.56M	$8.49M	$8.17M
Stock-Based Compensation	$16.21M	$109.98M	$33.87M	$24.35M
Investing Cash Flow	$27.69M	$12.82M	-$15.60M	$35.40M
Financing Cash Flow	-$159.04M	$140.34M	$1.95M	$55.40M
Share Repurchases	-$137.20M	$0.00	$0.00	—
Net Change in Cash	-$290.21M	$126.22M	-$127.79M	$50.25M

CCG Income statement, quarterly periods, in CNY
CNY	Q4 2024
Revenue	$983.64M
Cost of Revenue	$932.01M
Gross Profit	$51.62M
Research & Development	$9.26M
Selling, General & Admin	$45.41M
Operating Expenses	$54.26M
Operating Income	-$2.63M
EBITDA	-$10.29M
Pretax Income	-$10.52M
Income Tax	-$101.00K
Net Income	-$10.41M
Diluted EPS	-0.13
Diluted Shares	80.18M

Market Snapshot

About

Cheche Group Inc. is a China-based online insurance technology platform that specializes in automobile insurance distribution and related services. The company leverages digital technology and data analytics to connect consumers with insurance products, primarily focusing on the large and growing Chinese auto insurance market. Cheche operates a platform that enables customers to compare, purchase, and manage vehicle insurance policies through online and mobile channels, offering convenience and transparency in a traditionally offline-dominated industry. The company partners with multiple insurance carriers to provide competitive options and works with a network of independent agents and service providers. Cheche also offers value-added services such as claims assistance and vehicle-related services, positioning itself as a comprehensive automotive insurance ecosystem in China's digital economy.