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Byline Bancorp, Inc.

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Byline Bancorp, Inc. is a bank holding company operating through Byline Bank, providing commercial and consumer banking services primarily in the Chicago metropolitan area and suburban markets. The bank offers commercial real estate lending, commercial and industrial loans, small business lending, residential mortgages, and consumer loans, along with deposit products and treasury management services. Byline Bank serves small and medium-sized businesses, commercial real estate investors, and individual consumers with personalized relationship banking. Founded in 2009 following the financial crisis and headquartered in Chicago, Illinois, Byline has grown through organic expansion and strategic acquisitions of community banks in Illinois. The company focuses on commercial banking with specialized lending expertise in commercial real estate, small business, and commercial and industrial sectors. Byline benefits from local market knowledge, responsive service, and experienced bankers with long-standing customer relationships. The bank faces competition from larger regional and national banks, credit quality and interest rate risks, and regulatory compliance requirements. Byline maintains strong capital levels and credit quality. The company continues to focus on relationship banking, disciplined growth, and operational efficiency.