BSAC

Banco Santander-Chile is Chile's largest bank by loans and deposits, providing comprehensive financial services to individuals, small and medium-sized enterprises, and large corporations. The bank offers commercial banking, consumer lending, credit cards, mortgages, wealth management, investment banking, and treasury services throughout Chile. Founded in 1977 and headquartered in Santiago, Banco Santander-Chile is a subsidiary of Spain's Banco Santander, benefiting from global banking expertise, risk management capabilities, and capital support. The bank operates extensive branch networks, ATM networks, and digital banking platforms serving millions of customers across Chile. Banco Santander-Chile maintains leadership positions in key segments including retail banking, middle-market commercial banking, and global corporate banking. The bank benefits from Chile's relatively stable macroeconomic environment, strong institutions, and sophisticated financial system. Banco Santander-Chile faces competition from other major Chilean banks, economic sensitivity to copper prices and global trade, and regulatory requirements. The bank maintains strong asset quality, solid capital levels, and profitability. Banco Santander-Chile continues to invest in digital transformation, customer experience, and operational efficiency.