BPRN

Princeton Bancorp, Inc. is a bank holding company headquartered in Princeton, New Jersey, operating through its wholly owned subsidiary The Bank of Princeton. The bank provides commercial and personal banking services to businesses, professionals, and individuals in Central New Jersey and the greater Philadelphia area. Founded in 2007, The Bank of Princeton has grown from a de novo community bank into a significant regional banking franchise through both organic growth and strategic acquisitions, establishing strong market presence in affluent Central New Jersey communities. The Bank of Princeton specializes in commercial real estate lending, commercial and industrial loans, construction financing, business lines of credit, and SBA lending. The loan portfolio reflects the bank's commercial banking focus with concentrations in commercial real estate and business loans throughout its Central New Jersey and Philadelphia area markets. The bank serves diverse industries and businesses throughout its markets. On the deposit side, The Bank of Princeton offers business and personal checking and savings accounts, money market accounts, certificates of deposit, and digital banking services. The bank has expanded treasury management capabilities including remote deposit capture, ACH services, and merchant solutions designed for commercial clients. The bank serves Central New Jersey markets including Princeton, Mercer County, and surrounding affluent communities, as well as Philadelphia area after strategic acquisitions. The Bank of Princeton differentiates through relationship banking, experienced local bankers, responsive service, and sophisticated product capabilities. The bank has maintained strong asset quality and capital ratios while generating consistent profitability. Princeton Bancorp has pursued active acquisition strategy, completing several bank acquisitions that have significantly expanded geographic footprint, market share, and asset size. The company benefits from operating in economically strong markets with high wealth, education levels, and business activity. The Bank of Princeton competes against larger regional banks, national institutions with branch presence, and other community banks by combining community bank service values with product sophistication and financial strength of a larger regional institution. The company continues pursuing organic growth and selective acquisition opportunities while maintaining credit discipline and community banking focus.