BOH

Bank of Hawaii Corporation is a regional financial services company providing banking products and services primarily in Hawaii and the Pacific Islands, as well as American Samoa, Guam, and Saipan. The company offers consumer and commercial banking, residential and commercial real estate lending, trust and wealth management, and treasury services through its subsidiary Bank of Hawaii. Founded in 1897, Bank of Hawaii is the state's oldest and largest financial institution, operating the most extensive branch network in Hawaii. Headquartered in Honolulu, Hawaii, the bank serves individuals, businesses, and government entities with deep knowledge of local markets and long-standing community relationships. Bank of Hawaii benefits from limited competition, strong market positions, favorable demographics in its core Hawaii market, and a diversified business mix. The company generates significant fee income from trust and investment services for wealthy Hawaii residents and visitors. The bank faces challenges from geographic concentration, exposure to Hawaii tourism cyclicality, elevated cost structure, and limited growth opportunities in its mature markets. Bank of Hawaii maintains strong credit quality, solid capital levels, and consistent profitability. The company continues to invest in digital banking and operational efficiency.