BILL

BILL Holdings, Inc. operates a financial operations platform simplifying accounts payable and receivable workflows for small and medium-sized businesses. The company's cloud-based software enables businesses to digitize and automate payment processes, manage vendor relationships, and streamline back-office financial operations. BILL integrates with popular accounting software platforms including QuickBooks, Xero, and NetSuite, providing seamless data synchronization and workflow automation. The company generates revenues from subscription fees, transaction-based pricing for payments processed, and float income from funds held temporarily. Founded in 2006 as Bill.com and headquartered in San Jose, California, BILL has grown rapidly through product innovation and strategic acquisitions including Invoice2go and Divvy (spend management). The company serves hundreds of thousands of businesses and accounting firms managing billions in payment volume annually. BILL faces competition from traditional payment networks, banks, and fintech companies offering similar solutions. The company has invested heavily in product development, sales and marketing, and technology infrastructure. BILL continues to expand its platform capabilities, including expense management and embedded financial services.