BCAL

California BanCorp is a bank holding company headquartered in Oakland, California, operating through its wholly owned subsidiary California Bank of Commerce. The bank provides a full range of commercial banking services to small and medium-sized businesses, entrepreneurs, professionals, and individuals primarily in the San Francisco Bay Area. Founded in 2007, the institution has grown to become a significant community bank serving the diverse and economically vibrant markets of Northern California. California Bank of Commerce focuses on relationship-based banking, offering commercial real estate loans, construction and land loans, commercial and industrial loans, Small Business Administration (SBA) loans, and business lines of credit. The bank also provides treasury management services, remote deposit capture, merchant services, and other cash management solutions designed for business clients. On the deposit side, the bank offers checking accounts, savings accounts, money market accounts, and certificates of deposit, with emphasis on building core operating relationships rather than pursuing rate-sensitive deposits. The bank differentiates itself through personalized service, local decision-making, and deep knowledge of Bay Area markets and industries. Management has built a loan portfolio focused on credit quality with emphasis on commercial real estate in strong Northern California markets. California BanCorp has demonstrated consistent profitability and strong asset quality metrics compared to peer institutions. The company operates through multiple branch locations and commercial banking offices across the Bay Area. As a community bank, California BanCorp competes against larger national banks and regional institutions by providing superior service and local market expertise.