AVBC

Avidia Bancorp, Inc. is a bank holding company operating through its subsidiary, Avidia Bank, providing commercial and retail banking services in Massachusetts. The company offers deposit products, commercial and industrial lending, commercial real estate loans, residential mortgages, and consumer banking services to individuals and businesses in the greater Boston area and central Massachusetts. Avidia Bank operates through branch offices and digital banking platforms, serving small and medium-sized businesses, professionals, and community members. The bank emphasizes relationship-driven banking, local decision-making, and personalized customer service. Headquartered in Hudson, Massachusetts, Avidia Bancorp serves communities in a competitive banking market characterized by both national banks and local community institutions. The company benefits from Massachusetts' strong economy, education and healthcare sectors, and business formation while managing credit quality, interest rate sensitivity, and competitive pressures. Avidia focuses on community banking values, digital innovation, and customer relationships to drive growth and profitability.