AOMR

Angel Oak Mortgage REIT, Inc. is a real estate investment trust focused on acquiring and investing in first lien non-qualified mortgage loans and other mortgage-related assets in the U.S. housing market. The company targets residential mortgage loans that fall outside the qualified mortgage definition established by the Consumer Financial Protection Bureau, including loans to self-employed borrowers, investors, and those with non-traditional income documentation. Angel Oak benefits from its relationship with Angel Oak Companies, a vertically integrated mortgage platform that originates, services, and securitizes non-QM loans. The company generates revenue through net interest income from its mortgage loan portfolio. Angel Oak Mortgage REIT securitizes pools of mortgage loans to finance acquisitions and manage risk. Headquartered in Atlanta, Georgia, the company provides investors exposure to the non-QM residential mortgage market, a growing segment serving creditworthy borrowers underserved by traditional lending. The company navigates interest rate risk, credit risk, prepayment variability, and housing market conditions while distributing income to shareholders.