AMTB

Amerant Bancorp Inc. is a bank holding company operating primarily through its subsidiary, Amerant Bank, which provides personal and commercial banking services in Florida and Texas. The company offers deposit products, commercial and residential lending, mortgage banking, trade finance, treasury management, and wealth management services. Amerant Bank serves individuals, small and medium-sized businesses, corporations, and international clients, with particular strength in the South Florida market and its diverse communities. The company operates through banking centers in Miami-Dade, Broward, Palm Beach counties, and Houston, Texas. Amerant has invested in digital banking capabilities, commercial lending growth, and fee-based services to diversify revenue. Founded in 1979 and headquartered in Coral Gables, Florida, Amerant has roots serving the international banking needs of the South Florida community. The company benefits from Florida's population growth, business formation, and economic dynamism while managing credit risk, interest rate sensitivity, and competitive pressures from national and regional banks in its markets.