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Heritage Commerce Corp

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Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce, providing a full range of commercial banking services to small and medium-sized businesses and their owners in the San Francisco Bay Area and Central Valley of California. Headquartered in San Jose, California, the company focuses on relationship-based banking through 12 full-service branches across its operating regions. The bank's core products include commercial and real estate loans, lines of credit, construction financing, and Small Business Administration lending, alongside traditional deposit products such as checking accounts, savings accounts, and certificates of deposit. Heritage Commerce Corp also offers cash management services, remote deposit capture, and online banking solutions tailored to business clients. As of recent reports, the company maintains approximately $4.5 billion in total assets with a loan portfolio concentrated in commercial real estate and commercial business lending. The bank emphasizes personalized service and local decision-making as key differentiators in its markets. Heritage Commerce Corp trades on the NASDAQ under the ticker symbol HTBK and employs around 230 people. The company maintains a community banking model with experienced relationship managers who serve established businesses, professional service firms, and real estate investors throughout Northern California's competitive banking landscape.