HBANP

Huntington Bancshares Incorporated operates as a regional bank holding company headquartered in Columbus, Ohio, serving customers across the Midwest and select markets in the Southeast. The company provides commercial and consumer banking services, mortgage banking, auto financing, equipment leasing, investment management, trust services, and payment processing through its subsidiary, The Huntington National Bank. With approximately $187 billion in assets, Huntington operates over 1,000 branches across 11 states and employs more than 18,000 people. The bank serves a diverse customer base including individuals, small businesses, middle-market companies, and large corporations. In 2021, Huntington completed its transformative acquisition of TCF Financial Corporation, significantly expanding its presence in Michigan, Illinois, and Colorado while creating a top-10 U.S. regional bank by deposits. The company has established a strong market position in the Midwest with particular strength in Ohio, Michigan, and Pennsylvania. Huntington differentiates itself through technology-enabled products like Fair Play banking, which eliminated overdraft fees in certain circumstances, and its focus on customer-friendly practices. The bank's business model emphasizes relationship banking with core strengths in commercial banking, consumer deposits, and auto lending. HBANP represents the Series H Preferred Stock of Huntington Bancshares, a non-cumulative perpetual preferred equity security that trades separately from the company's common shares.