HBANM

Huntington Bancshares Incorporated operates as a regional bank holding company headquartered in Columbus, Ohio, providing commercial, small business, consumer banking, and wealth management services across the Midwest and select markets in the Southeast. The company serves approximately 11 million customers through its flagship Huntington National Bank subsidiary, which maintains over 1,000 branches across 11 states and employs roughly 20,000 people. Huntington offers a comprehensive suite of financial products including traditional checking and savings accounts, mortgages, auto loans, credit cards, treasury management, and investment services. The bank has established a significant market presence in Ohio, Michigan, Pennsylvania, and surrounding states, positioning itself as one of the largest regional banking institutions in its footprint. In 2021, Huntington completed its transformational acquisition of TCF Financial Corporation for $6 billion, nearly doubling its asset base to approximately $175 billion and expanding its geographic reach into Minnesota, Colorado, and other key markets. The company differentiates itself through customer-focused innovations such as 24-Hour Grace overdraft protection and Fair Play banking principles. Huntington operates through four primary business segments: Consumer and Business Banking, Commercial Banking, Vehicle Finance, and Regional Banking and The Huntington Private Client Group, generating revenue primarily through net interest income and fee-based services.