HBANL

Huntington Bancshares Inc. operates as a regional bank holding company headquartered in Columbus, Ohio, serving customers across the Midwest and select Sun Belt markets. The company provides full-service commercial and consumer banking services through approximately 1,000 branches and 1,500 ATMs across 11 states, primarily in Ohio, Michigan, Pennsylvania, Illinois, and Florida. Huntington offers traditional deposit products, residential and commercial loans, treasury management services, wealth management, and equipment financing through its primary subsidiary, The Huntington National Bank. The company employs approximately 20,000 people and manages assets exceeding $185 billion as of recent reports. Huntington significantly expanded its footprint through its 2022 acquisition of TCF Financial Corporation, which added approximately $50 billion in assets and enhanced its presence in the Twin Cities, Chicago, and Colorado markets. The bank differentiates itself through consumer-friendly initiatives including 24-Hour Grace overdraft protection and Fair Play banking principles. Huntington's business segments include Consumer and Regional Banking, Commercial Banking, and Treasury/Other, with commercial banking representing a substantial portion of revenue. The company maintains a focus on middle-market commercial lending, auto and home equity financing, and digital banking innovation to compete with larger national banks and regional competitors in its core markets.