BUSE

First Busey Corporation is a financial services company headquartered in Champaign, Illinois, operating through its banking subsidiary Busey Bank, wealth management subsidiary Busey Wealth Management, and payment processing subsidiary Busey Payment Tech. Busey Bank provides comprehensive commercial and retail banking services across Illinois, Indiana, Missouri, and Florida through extensive branch network. Founded in 1868, First Busey has over 150 years of history serving communities throughout its markets. Busey Bank offers commercial real estate and business loans, agricultural lending, construction financing, residential mortgages, consumer loans, business lines of credit, and treasury management services. The bank serves diverse industries and markets with particular strength in Central Illinois markets including Champaign-Urbana, Springfield, Peoria, and surrounding communities. The loan portfolio is diversified across commercial real estate, business loans, agricultural credits, residential mortgages, and consumer lending. On the deposit side, Busey provides checking and savings accounts, money market accounts, certificates of deposit, and comprehensive treasury management solutions including remote deposit capture, ACH services, merchant services, and fraud prevention tools for commercial clients. Busey Wealth Management provides trust services, investment management, retirement plan services, and financial planning for individuals, families, and institutions, managing billions in assets. Busey Payment Tech provides merchant services and payment processing technology for business clients. First Busey has grown both organically and through strategic acquisitions, including significant transactions expanding presence in Southwest Florida and other markets. The company differentiates through comprehensive service offerings spanning banking, wealth management, and payments, relationship banking, experienced local bankers, and community involvement. First Busey has maintained strong asset quality, solid capital ratios, and consistent profitability. The company generates revenue through net interest income, wealth management fees, payment processing fees, and other banking services. Success depends on growing loans and deposits, expanding wealth management, maintaining credit quality, managing interest rate risk, controlling expenses, and competing effectively in diverse markets across its four-state footprint. The diversified business model combining banking, wealth, and payments provides revenue diversification compared to pure-play banks.