BSVN

Bank7 Corp. is a bank holding company headquartered in Oklahoma City, Oklahoma, operating through its wholly owned subsidiary Bank7. The bank provides commercial banking services to businesses and individuals across Oklahoma, the Dallas-Fort Worth Metroplex in Texas, and Kansas. Founded in 2004, Bank7 has grown from a single Oklahoma location into a multi-state regional banking franchise emphasizing commercial banking, energy lending, and relationship-based service. Bank7 specializes in commercial real estate lending, energy sector financing (including oil and gas production loans), commercial and industrial loans, construction financing, business lines of credit, and other business banking services. The bank has developed particular expertise in energy lending, serving oil and gas producers, service companies, and related businesses—a natural focus given Oklahoma and Texas's significant energy industry presence. The loan portfolio reflects commercial focus with concentrations in commercial real estate, energy, and business loans. The bank also provides personal banking services including residential mortgages and consumer loans. On the deposit side, Bank7 offers checking and savings accounts, money market accounts, certificates of deposit, and treasury management services for business clients. The bank serves markets in Oklahoma City and Tulsa, Oklahoma; the Dallas-Fort Worth area in Texas; and Wichita, Kansas through full-service branch locations. Bank7 differentiates through relationship banking, experienced commercial bankers, quick local decision-making, and energy lending expertise. The bank has maintained strong asset quality, solid capital ratios, and consistent profitability while managing energy sector exposure through commodity price cycles. Bank7 operates an efficient business model with emphasis on relationship officers and commercial clients rather than extensive branch networks. The company went public in 2019. Bank7 generates net interest income from lending activities and fee income from deposit and treasury management services. Success depends on prudent credit underwriting particularly in energy lending, managing commodity price exposure, growing commercial relationships, maintaining strong credit quality, and executing expansion in attractive Oklahoma and Texas markets. The bank's regional focus, energy expertise, and commercial banking emphasis distinguish its positioning among community and regional banks.