AVAL

Grupo Aval Acciones y Valores S.A. is the largest banking group in Colombia and one of the leading financial conglomerates in Central America. The company controls four major Colombian banks—Banco de Bogotá, Banco de Occidente, Banco Popular, and Banco AV Villas—along with Porvenir, Colombia's largest private pension and severance fund manager. Through Banco de Bogotá's subsidiary BAC International, Grupo Aval also operates banking operations across Central American countries. The group provides comprehensive financial services including commercial banking, consumer lending, mortgages, credit cards, pension management, asset management, brokerage, and insurance. Grupo Aval serves millions of customers through thousands of branches and digital platforms. Founded in 1971 and headquartered in Bogotá, Colombia, Grupo Aval benefits from financial inclusion growth in Colombia and Central America, expanding middle classes, and digital banking adoption. The company navigates macroeconomic volatility, regulatory requirements, and competitive dynamics across its diverse Latin American markets.